We continue with our article on the essential details of twenty-one. In Part 1 we covered the basis of the game, hitting, standing and how to double down. In part 2 we’ll discuss splitting, surrendering and insurance.
Split: if a gambler is dealt 2 cards of the same amount (2 eights for instance) he may split them to make two different hands. If you decide to split your hand you will have to place a new bet equivalent to the original bet.
Surrender: A few betting houses will allow gamblers to surrender the cards they have been given along with half of the initial wager they made before the croupier looking at his hand. Once again it is important to inquire with the dealer for clarification on the twenty-one table rules or check the rules section on the online casino you are competing on.
Insurance: When the croupiers face up card is an Ace gamblers have the option to take out insurance. You’ll lay half of the original bet prior to the croupier checking his cards; if the dealer has twenty-one you will come away with a win on the insurance bet but still lose the initial wager. Unfortunately if the croupier doesn’t have twenty-one the gambler loses the insurance. It’s a risk but one that’s well worth it, if used as part of a smart strategy.
Once a competitor has stayed or gone bust by going over twenty-one the dealer will show their hand and will go on to deal himself cards until 1 of the following events has happened: if he has achieved 17, a dealer won’t typically take another card due to the possibility of going bust, if he has drawn twenty-one or if they have busted.
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